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Buyer's Tips

Buying a Home – The Step by Step Process to Buying your North Carolina Mountain Home

Choose NCMountainLife.com as Your REALTOR® Because Trust Is Important to You

  • With one of Dorothy's Team as your REALTOR® , your needs will be met
  • You’ll have representation throughout the buying process
  • You’ll have someone who specializes in buyer’s representation in North Carolina

Obtaining a Pre-Approval letter is Highly Recommended

  • Sellers will be more open to your offers knowing your financing is secured
  • You will not waste time looking at homes you can not afford
  • Puts you in a better position to negotiate
  • The lender will explain the financing options available to you

Meet with the Team at NCMountainLife.com and Plan Your Home Search

  • A one-on-one consulting session with Dorothy, Debbie, or Tara is important and exciting
  • Decide what your new home must include (number of bedrooms, a fireplace, etc.)
  • Pin-point the area(s) in which to search
  • Allow our team to help you find your North Carolina mountain dream home

Make A Solid Offer

  • Present an offer when you find that special home
  • Expect expert negotiations from The WhiteWater Team to insure a fair price
  • Once offer is accepted, the home goes into a “pending” status
  • Dorothy, Debbie, or Tara will make sure your home closes properly and on time

The Home Stretch and the Final Details

  • Home, termite, and radon inspections are completed upon request
  • Final contract details are negotiated and agreed upon
  • Obtain insurance for your new home as well as call utility companies to transfer service into your name on the closing date.
  • Your attorney will order title insurance for your new home.
  • Loan documents are signed
  • Your attorney will handle the closing. You’ll need a cashier’s check, proof of insurance, and your driver’s license. You might prefer wiring your funds.
  • Once the deed is recorded, you can pick up the keys to your new home!

Questions? Just Ask!

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